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Australian-owned and Melbourne-based technology provider, Quest Payment Systems, has launched a software only tap-on-phone payments solution, Airpay TAP, which allows merchants to accept contactless card payments on almost any modern Android smart phone simply by downloading an app.

Quest CEO, Jan Mason, said the company is proud to have developed the home-grown technology, which can significantly improve the day-to-day operations of businesses of all sizes.

The tap-on-phone technology developed by Quest will be the first solution of its kind made available in Australia, able to process higher-value transactions securely using a PIN as verification.

The launch comes as Quest has entered into agreements with major payment networks including Visa, MasterCard, eftpos and American Express. This follows an earlier trial of the technology by NAB and Visa, proving the technology in a real-world environment.

Whether it be a tradie accepting payment in a customer’s home, a café enabling simultaneous transactions during the breakfast rush or a large retailer reducing queues during busy periods, the flexibility and mobility of this solution is a game-changer for businesses.

“Everybody already owns a phone; now we are giving them the ability to have a payment device in their pocket with no additional hardware required. We are already receiving strong interest from local merchants and banks, as well as internationally. It is our plan to take the technology global in the coming months,” said Mason said.

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